Closing on a new home?
Your lender needs proof of insurance.

Yes. Your mortgage lender will require proof of homeowners insurance (often called an insurance binder) before closing. Most lenders need this at least a few days before the closing date. Getting your auto insurance quoted at the same time lets you bundle for significant discounts.

When you carry home and auto insurance with the same carrier, most companies offer a multi-policy discount — typically 15–25% off your auto premium. Podium automatically identifies which carriers offer the best bundle pricing for your situation. Worth knowing before you assume the bundle wins: read our Massachusetts home + auto bundling guide on when a separate-carrier setup can actually beat it.

Ideally, you'd start comparing 2–3 weeks before closing. But even if closing is days away, we can turn around quotes quickly. Let us know your closing date and we'll prioritize accordingly.

No problem. We'll compare your current rate against bundled options. If bundling saves you money, we'll help you switch. If your current carrier is already the best deal, we'll tell you that too — we're not paid to push any particular company.