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  <!-- Core pages -->
  <url><loc>https://insurtech-foundry-2026.web.app/</loc><changefreq>weekly</changefreq><priority>1.0</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/about</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/faq</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/privacy</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/terms</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>

  <!-- Life-event landing pages -->
  <url><loc>https://insurtech-foundry-2026.web.app/new-car</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/new-home</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/just-moved</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/just-married</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/new-baby</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/turning-26</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/rate-increase</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Blog -->
  <url><loc>https://insurtech-foundry-2026.web.app/blog/</loc><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/how-insurance-works</loc><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/what-are-you-paying-for</loc><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/why-the-channel-changes-your-price</loc><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/same-data-different-math</loc><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/how-brokers-get-paid</loc><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/the-service-most-brokers-avoid</loc><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/the-loyalty-trick</loc><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/why-insurance-prices-rise-and-fall</loc><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/paying-for-the-jingle</loc><changefreq>yearly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/massachusetts-car-insurance</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/massachusetts-minimum-car-insurance</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/massachusetts-rmv-insurance-requirements</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/why-is-car-insurance-so-expensive-in-boston</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/average-car-insurance-cost-massachusetts</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/massachusetts-merit-rating-sdip</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/cheapest-car-insurance-massachusetts</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/massachusetts-car-insurance-discounts</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/switch-car-insurance-massachusetts</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/moving-to-massachusetts-car-insurance</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/car-insurance-young-drivers-massachusetts</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://insurtech-foundry-2026.web.app/blog/car-insurance-after-accident-massachusetts</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

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